You're making good money as a creator. Maybe you crossed $50,000 this year. Maybe $200,000. Either way, you've realized something important: without an employer, you don't have a retirement plan like a 401(k)—and that means you're missing out on serious tax advantages. The good news? Self-employed retirement accounts can actually be better than a traditional 401(k). You can contribute more money, get bigger tax deductions, and build wealth faster. The question is: which acco