WE FOLLOW AN “INVESTING, NOT TRADING” PHILOSOPHY
OnlyFunds adheres to a long-term, “buy-and-hold” investment philosophy. In other words, we don’t try to time the market (making buying or selling decisions by attempting to predict future market price movements).
In general, we don’t react to market movements on purpose. Numerous academic and industry studies have shown that attempting to do so, or to pick specific winners, leads to a changing and malleable investment thesis, hampering wealth-creation in the long term.
Because we strongly believe in the semi-strong form of the Efficient Markets Hypothesis, OnlyFunds provides the service of investment management through portfolio construction, rather than through the selection of winning short-term trades.
We take your Investment Seriously
WE UTILIZE MODERN PORTFOLIO THEORY (MPT)
Here at OnlyFunds, we’ll provide you with investment advice based on MPT. For many years, MPT-based financial advice was available only through high-end financial advisors. Not anymore. Thanks to recent innovations in software-based investment advisory services, OnlyFunds can now offer influencers and creators access to the premier benefits of MPT.
But what does it mean to utilize MPT? Put simply, we will try to maximize your portfolio’s expected return for a given amount or portfolio risk or equivalently minimize risk for a given level or expected return. We will do this by selecting the proportions of various asset classes rather than selecting individual securities.
Employing MPT properly requires an accurate determination of an individual’s objective and subjective tolerance for risk, which in turn requires sophisticated software applied to more detailed questions than are typically asked by advisers.
Based on this risk analysis, OnlyFunds seeks to create an individualized investment plan using the optimal asset classes in which to invest, the most efficient and inexpensive ETFs to represent each of those asset classes, and the ideal mix of asset classes based on your specific risk tolerance.
Adjust goals to
build your savings
We periodically review the entire population of more than 1,000 ETFs to identify the most appropriate ETFs to represent each asset class, and we utilize model portfolios including these ETFs to deliver the solutions best tailored to your needs. We look for ETFs that minimize cost and tracking error and offer market liquidity. OnlyFunds continuously monitors our clients’ portfolios, periodically rebalancing them back to the your target mix in an effort to optimize returns at the intended level of risk.
(Form ADV Part 2)
Client Advisory Agreement
Client Relationship Summary
(Form ADV Part 3)
This document describes the business of OnlyFunds, our policies and procedures relevant to our clients, and required regulatory disclosures. We update it if anything big changes.
When you make an account with OnlyFunds, you're agreeing to our investment advisory services. This contract outlines what those services are, how we operate, and the fees we charge for our services.
This document summarizes the business practices of OnlyFunds, provides key questions to think about when choosing an investment adviser, and explains the difference between advisers and broker-dealers.