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Advisory services provided by OnlyFunds, an SEC-registered investment adviser.

Brokerage services are provided to clients of OnlyFunds by Betterment Securities, an SEC-registered broker-dealer and member of FINRA/SIPC.

Investments in securities: Not FDIC Insured • No Bank Guarantee • May Lose Value. Investing in securities involves risks, and there is always the potential of losing money when you invest in securities. Before investing, consider your investment objectives and OnlyFunds' charges and expenses. OnlyFunds' internet-based advisory services are designed to assist clients in achieving discrete financial goals. They are not intended to provide comprehensive tax advice or financial planning with respect to every aspect of a client's financial situation and do not incorporate specific investments that clients hold elsewhere. For more details, see our Form CRS, Form ADV Part 2, and other disclosures. Past performance does not guarantee future results, and the likelihood of investment outcomes are hypothetical in nature. Not an offer, solicitation of an offer, or advice to buy or sell securities in jurisdictions where OnlyFunds is not registered.