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You finally decide it's time to get serious about your finances. You're making real money as a creator—maybe $75K, maybe $300K—and you want professional help. So you reach out to a financial advisor. Maybe your parents' guy, or someone a friend recommended, or a firm you found online. Within five minutes of the conversation, you realize: this person has no idea what they're talking about. "So you get a W-2 from YouTube?" "Your income varies by how much month to month?" "Why c

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